Find the loan that fits the home you want and the budget you have.
Eric Kilstrom offers VA, FHA, conventional, jumbo, and first-time buyer loans in Anthem, Arizona, plus refinancing. Each loan has its own rules for credit, down payment, and income. Eric reviews your situation and tells you which program fits the home you plan to buy.
Often an FHA or first-time buyer loan, because they need less money down. Eric compares your options and explains the trade-offs in plain terms.
FHA loans allow lower credit scores and smaller down payments but include mortgage insurance. Conventional loans often cost less over time if you have stronger credit and savings. Eric compares both for your situation.
It depends on the loan. VA loans can require nothing down, many first-time buyer and FHA loans need far less than 20 percent, and conventional loans vary. Eric tells you the real number for your price range.
Yes. Eric helps veterans and service members use VA loans, which often need little or no money down. See the VA loans page for details.
Share a few details and Eric will tell you which loan fits and what comes next.